Source first.
Number second.
Every credit-hour figure and renewal deadline should have a current, official home.
Primary-source rule
State-specific CE requirements are sourced first to the state insurance department's producer licensing bulletins, statutes, regulations, or the state's official CE tracking system (Sircon, PSI, or the department's own portal). Course-provider marketing pages may be used for explanation, but they do not replace the governing source when one is available.
No number without verification
Total hour counts, ethics-hour carve-outs, renewal cycles and line-of-authority rules change. We do not copy those values from competing blogs or a single course provider's summary page. When a number cannot be verified in a current official source, the guide says to check the state insurance department directly instead of guessing.
Resident vs. non-resident stays separate
We do not assume a resident producer's CE requirement applies to a non-resident license in the same state, or that reciprocity eliminates a home-state requirement. Every article identifies which license type the discussed rule actually covers.
Escalation rule
Guides stop at general process information. A lapsed license, a disciplinary history, a multi-state reciprocity dispute, or a course-provider billing problem are reasons to contact the state insurance department or the producer's own compliance department directly.
Update practice
When a state changes its CE hour requirement or renewal cycle, the relevant guide should be updated with a visible reviewed date. Source links are included so readers can confirm the current rule themselves.